Money Matters
Asset allocation is the process of dividing your investments among different asset classes, such as stocks, bonds, and cash, to achieve a balance between risk and return.
Asset allocation helps diversify your portfolio, reducing the impact of poor performance by any one asset class on your overall investment performance
Proper asset allocation minimizes risk by spreading investments across various assets, providing a safety net during market volatility.
Asset allocation can enhance long-term investment performance by allocating assets based on their potential returns and risks, optimizing portfolio growth
Asset allocation allows investors to tailor their portfolio to meet specific financial goals and risk tolerance, providing a personalized investment strategy
Regularly reviewing and adjusting your asset allocation ensures your portfolio remains aligned with your financial objectives and risk tolerance
Your asset allocation should change as you age and your investment time horizon shortens, shifting from higher-risk assets to more conservative investment